Financing – Kelbe Renovations

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Renovation Financing

Flexible options to help you start your renovation on the timeline that works for you

Make Your Renovation Affordable

We believe a beautiful, functional home shouldn't be out of reach. That's why we work with you to find a payment plan that fits your budget and your timeline.

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Milestone Payments

Our most common structure. Pay in stages as work is completed β€” deposit to start, progress payments at key milestones, and a final payment at project completion.

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Home Equity / HELOC

Leverage the equity you've built in your home. A Home Equity Line of Credit often offers low interest rates specifically for home improvement projects.

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Canada Greener Homes Grant

Eligible energy-efficiency upgrades may qualify for federal grants and interest-free loans through the Canada Greener Homes program. We can help identify qualifying work.

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Third-Party Financing

We partner with trusted lenders who specialize in home renovation loans β€” competitive rates, flexible repayment terms, and a smooth referral process.

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Our Financing Partners

We've built relationships with reputable financing partners to make funding your renovation as simple as possible. Click "Learn More" to visit their site and explore your options.

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Curtis Arnold

Curtis is knowlegable and has over 20 years experiance in the mortgage and finance industry hes a strong leader father and man of integrity I have no doubt Curtis will find a way to help you and take care of you.

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Referral note: Kelbe Renovations may receive a referral benefit when clients connect with our financing partners. We only work with lenders we trust to treat our clients fairly.

Tips for Financing Your Renovation

1

Get a detailed estimate first

Before approaching any lender, have a firm estimate in hand. Our itemized estimates give lenders exactly what they need to approve your loan.

2

Factor in a 10–15% contingency

Unexpected costs arise in almost every renovation. Budget a buffer so you're not caught off guard.

3

Ask your bank about HELOC options

If you've built equity in your home, a Home Equity Line of Credit typically offers the lowest renovation financing rates available.

4

Check for government incentives

Alberta and Canada offer grants and rebates for energy-efficient upgrades, insulation, and certain appliances. Ask us about what qualifies.

Ready to Discuss Your Project?

Get a free estimate and we can help you find the financing option that works best for your situation.

Get Free Estimate Call 825 44 KELBE